Payment & Financing
Dental treatment is an excellent investment in an individual’s medical and psychological wellbeing. We realize, though, that every person’s financial situation is different. For this reason, we have worked hard to provide a variety of payment options to help you fit the dental care you need and deserve into your budget. This allows you to enjoy all the benefits of a healthy, beautiful smile without disrupting your lifestyle.
For your convenience we gladly accept, cash, check, or American Express, VISA, or MasterCard for payment of all fees and treatment.
Our payment options are as follows:
Term Loan Option:
We offer, upon approval, interest-free loans up to 24 months or extended payment plans up to 84 months (through Care Credit and Springstone Financing) with no down payment, no annual fee, and no prepayment penalty. We can complete your application online for you and have a decision in minutes. If you prefer, you can follow the links below to complete your application process and get immediate determination results, all from the privacy of your own home.
Apply Now Online:
Payment at 1st Appointment Option:
Payment in full is required when services are rendered, unless prior arrangements (one of the above options) have been made. No accounting courtesy will be extended for those choosing this option.
Information on Dental Insurance
The Spodak Dental Group is an insurance-friendly practice that is delighted to help you maximize your dental benefits, regardless of which insurance company you use.
For quicker claims processing and reimbursement, we electronically submit your insurance claim before you leave our office, and you can then expect your reimbursement from your insurance company to be sent directly to you. Additionally, we can handle any other correspondence that may be required with your insurance company.
Dental insurance, as you may know, is unlike other insurance coverage most people are familiar with, such as auto insurance or homeowner?s insurance. With auto insurance or home owner?s insurance coverage, if you submit a claim you are normally covered for most (if not all) of your loss. That is not case for dental insurance which typically has a yearly reimbursement limit of approximately $1,000. So it is important for you to understand the facts about dental insurance if you decide to purchase it to help cover your future dental needs.Click here to learn important information about dental insurance.
We pride ourselves in taking time with our patients, so a specific amount of time is reserved especially for you. Last minute cancellations not only disrupt our schedule, but prolong your receiving the dental care you need and deserve. We strongly encourage all patients to keep their appointments. If you must change your appointment, we require at least 48 hours notice to avoid a cancellation fee being charged to your account. This fee will be determined based upon the length of appointment time.